13 Feb AML Training Courses Online UK | FCA-Aligned & Accredited AML Training

AML Training Courses Online UK: The Complete Guide for Regulated Professionals in 2026

Over 90% of UK regulated firms are required to provide ongoing Anti-Money Laundering (AML) training to staff under the Money Laundering Regulations 2017. Yet many organisations still struggle to deliver training that is consistent, auditable, and aligned with FCA expectations. This is where AML training courses online UK have become essential.

Online AML training allows firms to meet regulatory obligations efficiently while ensuring employees understand real-world money laundering risks, reporting duties, and personal accountability. In this guide, we break down everything UK businesses and professionals need to know about AML training in 2026 — from legal requirements to choosing a fully accredited provider.

Table of Contents

• What Are AML Training Courses Online UK?
• Who Needs AML Training in the UK?
• UK AML Legal and Regulatory Framework Explained
• Key Topics Covered in Online AML Training
• Benefits of AML Training Courses Online UK
• How to Choose an FCA-Aligned AML Training Provider
• Common AML Training Failures and How to Avoid Them
• Why Fully Accredited AML Training Matters
• Strengthen Your Compliance with KYC Lookup AML Courses
• Frequently Asked Questions (FAQs)
• Recommended Reading from KYC Lookup

What Are AML Training Courses Online UK?

AML training courses online UK are structured digital learning programmes designed to educate employees and regulated professionals on how to prevent, detect, and report money laundering and terrorist financing risks in accordance with UK law.

These courses are delivered through online platforms and typically include:

• Interactive video modules
• Knowledge checks and assessments
• Downloadable certificates
• Audit-ready completion records

Online AML training ensures consistency across teams, supports remote and hybrid working, and allows firms to demonstrate compliance during FCA inspections.

Who Needs AML Training in the UK?

Under UK regulations, AML training is mandatory for all relevant employees, not just compliance staff.

AML training is required for:

• Banks and financial institutions
• Fintech and payment service providers
• Accountants and tax advisers
• Estate agents and letting agents
• Law firms and legal professionals
• Trust and company service providers
• Cryptoasset businesses
• Gambling operators

The Financial Conduct Authority (FCA) expects training to be:

• Role-specific
• Updated regularly
• Proportionate to risk
• Fully documented

Failure to train staff adequately is a common reason for enforcement action and financial penalties.

UK AML Legal and Regulatory Framework Explained

AML training courses online UK must align with the following legislation and guidance:

Key Regulations

• Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017
• Proceeds of Crime Act 2002 (POCA)
• Terrorism Act 2000
• FCA Handbook (SYSC and FC sections)

The FCA explicitly states that firms must ensure employees:

• Understand money laundering risks
• Know how to recognise suspicious activity
• Are aware of internal reporting procedures
• Understand personal legal obligations

Training must be refreshed regularly, especially when regulations or risk profiles change.

Key Topics Covered in Online AML Training

High-quality AML training courses online UK should cover the following core areas:

Money Laundering Fundamentals

• What money laundering is
• The three stages: placement, layering, integration
• Common laundering methods in the UK

Terrorist Financing Risks

• Differences between ML and TF
• UK-specific terrorist financing typologies
• Red flags and reporting expectations

Customer Due Diligence (CDD)

• Standard vs enhanced due diligence
• Politically Exposed Persons (PEPs)
• Ongoing monitoring requirements

Suspicious Activity Reporting (SARs)

• When to submit a SAR
• Role of the MLRO
• Confidentiality and tipping-off offences

Real-World Case Studies

• FCA enforcement actions
• Regulatory failures and lessons learned
• Practical red flag examples

Courses that include real UK enforcement cases are more effective and better aligned with regulator expectations.

Benefits of AML Training Courses Online UK

Online AML training offers significant advantages over traditional classroom training.

Key Benefits

For firms operating across multiple locations, online AML training ensures uniform knowledge and risk awareness.

How to Choose an FCA-Aligned AML Training Provider

Not all AML courses are equal. Choosing the wrong provider can expose firms to regulatory risk.

Look for:

• UK-specific regulatory content
• FCA-aligned learning outcomes
• Regular course updates
• Clear certificates of completion
• Fully accredited status
• Practical, role-based training

Avoid generic or overseas-focused courses that do not reference UK legislation or FCA expectations.

Common AML Training Failures and How to Avoid Them

Many firms fail AML inspections due to poor training practices.

Common mistakes include:

• One-off training with no refreshers
• Generic content not tailored to role or sector
• No assessment or knowledge testing
• Incomplete training records
• Outdated materials

How to avoid them:

• Use annual refresher training
• Assign role-specific courses
• Track completion digitally
• Choose a provider that updates content regularly

Well-designed AML training courses online UK significantly reduce these risks.

Why Fully Accredited AML Training Matters

Accreditation provides assurance that training meets recognised professional and regulatory standards.

KYC Lookup is a fully accredited AML training provider, offering online AML courses designed specifically for UK-regulated firms. Their courses are:

• Developed by industry experts
• Updated to reflect UK regulatory changes
• Suitable for audits and FCA reviews
• Designed for both staff and senior management

Using an accredited provider demonstrates a strong culture of compliance and governance.

Strengthen Your Compliance with KYC Lookup AML Courses

AML compliance is no longer optional — it is a core business requirement. Firms that fail to train staff properly face fines, reputational damage, and personal liability for senior managers.

KYC Lookup’s AML training courses online UK are designed to help organisations:

• Meet FCA and MLR obligations
• Reduce financial crime risk
• Build confident, informed teams
• Demonstrate compliance during audits

Whether you need staff induction training, annual refreshers, or role-specific AML education, KYC Lookup provides flexible, fully accredited solutions trusted by UK-regulated firms.

Visit kyclookup.com to explore AML courses built for real-world compliance challenges.

Frequently Asked Questions (FAQs) – AML training courses online UK

What are AML training courses online UK?

AML training courses online UK are digital programmes that educate staff on UK money laundering laws, risks, and reporting obligations in line with FCA requirements.

Is AML training mandatory in the UK?

Yes. The Money Laundering Regulations 2017 require relevant employees to receive ongoing AML training.

How often should AML training be refreshed?

Most firms provide AML refresher training annually or when regulations or business risks change.

Does online AML training meet FCA expectations?

Yes, provided the training is UK-specific, role-appropriate, assessed, and fully documented.

Are KYC Lookup AML courses accredited?

Yes. KYC Lookup is a fully accredited AML training provider offering audit-ready online courses.

Recommended Reading from KYC Lookup

• Finding the Right KYC Course for you
• AML Training for Lawyers – Compliance Guide 2026
• Boost Your Teams Confidence | Compliance Courses